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Rob and Sam Fatzinger, lifelong residents of Bowie, Md., lead a single-income family in one of the country’s most expensive regions. Rob’s income never topped $50,000 until he was 40; he’s now 51 and earns just north of $100,000 as a software tester. They have 13 children. Which means they require things like a seven-bedroom house and a 15-passenger van. Four children have graduated from college, three are undergrads and six are on the runway. Yet they paid off their mortgage early four years ago. They have no debt - never have, besides mortgages. And Rob is on track to retire by 62. This family is the Einstein of economical. These days, frugality is not about clipping coupons. It’s about rethinking your finances, and maybe your life. Rob’s philosophy: “Spend money on what makes you truly happy and on what you enjoy. We don’t feel deprived or poor. We pick and choose carefully.” Until a couple of years ago, Rob Fatzinger had a blog called Sardonic Catholic Dad, focusing on family, faith and frugality. Two of his hits: “College on the Cheap — How the Sardonic Family Does It” and “How to Retire Early With 13 Kids.” Frugalism is often about math, determination and thinking a bit differently. A few key principles: How much you save, as a percentage of your paycheck, will foretell when you’ll be able to build your own business or retire. Small financial changes can make a big impact. And it’s not really about your income; it’s about your savings.
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In 18th-century America, colonial society and Native American society sat side by side. The former was buddingly commercial; the latter was communal and tribal. As time went by, the settlers from Europe noticed something: No Indians were defecting to join colonial society, but many whites were defecting to live in the Native American one. Even as late as 1782, the pattern was still going strong. The native cultures were more communal. If colonial culture was relatively atomized, imagine American culture of today. As we’ve gotten richer, we’ve used wealth to buy space: bigger homes, bigger yards, separate bedrooms, private cars, autonomous lifestyles. Each individual choice makes sense, but the overall atomizing trajectory sometimes seems to backfire. According to the World Health Organization, people in wealthy countries suffer depression by as much as eight times the rate as people in poor countries. Every generation faces the challenge of how to reconcile freedom and community. But [possibly no] generation has faced it as acutely as millennials. Millennials are oriented around neighborhood hospitality, rather than national identity or the borderless digital world. Instead of just paying lip service to community while living for autonomy ... a lot of people are actually about to make the break and immerse themselves in demanding local community movements. It wouldn’t [be a surprise] if the big change in the coming decades were this: an end to the apotheosis of freedom; more people making the modern equivalent of the Native American leap.
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Buried beneath a bomb-damaged building [is] a secret library that provides learning, hope and inspiration to many in the besieged Damascus suburb of Darayya. "We saw that it was vital to create a new library so that we could continue our education. We put it in the basement to help stop it being destroyed by shells and bombs like so many other buildings here," says Anas Ahmad, a former civil engineering student who was one of the founders. The siege of Darayya by government and pro-Assad forces began nearly four years ago. Since then Anas and other volunteers, many of them also former students whose studies were brought to a halt by the war, have collected more than 14,000 books on just about every subject imaginable. Over the same period more than 2,000 people ... have been killed. But that has not stopped Anas and his friends scouring the devastated streets for more material to fill the library's shelves. The location of the library is secret because Anas and other users fear it would be targeted by Darayya's attackers if they knew where it was. "The library holds a special place in all our hearts. And every time there's shelling near the library we pray for it," says Omar Abu Anas, a former engineering student. "Books motivate us to keep on going. We read how in the past everyone turned their backs on a particular nation, yet they still made it. So we can be like that too." [Update] Within days of the publication of this story, Omar was killed on the front line during an attack by pro-Assad forces.
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In the wake of [the] massacre at a gay nightclub in Orlando, Fla., a man drove 1,200 miles from his Chicago home to deliver 49 wooden crosses to Orlando Regional Medical Center in honor of each of the mass shooting victims. “My message today is love your brother, love your neighbor,” Greg Zanis told reporters Thursday as he was unloading them. “Don’t judge them.” The 65-year-old carpenter used donated lumber to create the three-foot-tall crosses - each bearing a victim’s name and emblazoned with a red heart - in his garage workshop, then made the 17-hour trek from Illinois to central Florida to set up the makeshift memorial. “I’m doing this for their families,” Zanis [said]. “This individualizes it.” He also brought markers so mourners could write messages on them. Zanis’ crosses have become a familiar sight in communities reeling from tragedy - in 2012, he delivered them to Aurora, Colo., and Newtown, Conn., following those mass shootings, and to Boston after the 2013 marathon bombings. But the tribute in Orlando is Zanis’ biggest memorial to date. “When you see all these lined up, it will be like ‘Oh my God,’ and they will see the severity of what happened,” Zanis told the paper. Forty-nine people were killed and 53 others wounded in the June 12 attack at Pulse nightclub - the deadliest mass shooting in U.S. history. “It is an act of Christian love,” Zanis said. “Even though some of these people might not be Christians, I have never been turned back.”
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Teen pregnancies fell again last year, to another historic low, a government report shows. “The continued decline is really quite amazing,” said Brady Hamilton, the lead author of the new report released Thursday from the Centers for Disease Control and Prevention. Last year, the birth rate for U.S. teens dropped 8 percent. Rates have been falling since 1991, and this marks yet another new low. Experts cite a range of factors, including less sex, positive peer influence, and more consistent use of birth control. “The credit here goes to the teens themselves,” said Bill Albert, spokesman for the National Campaign to Prevent Teen and Unplanned Pregnancy. The new report is based on a review of most of the birth certificates filed last year. There were nearly 4 million births. That’s down slightly from the 2014 total, by about 4,300. Other key figures from the CDC report [include that] the birth rate was 22 live births per 1,000 females ages 15 through 19, [whereas] the rate was 24 per 1,000 the year before. Unmarried moms accounted for about 40 percent of births.
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Two undergraduate students at the University of Washington have worked to invent a new way to communicate. Navid Azodi and Thomas Pryor won a $10,000 Lemelson-MIT Student Prize - a nationwide search for the most inventive ... students - for their invention, SignAloud gloves, which can translate American Sign Language into speech or text. “Our purpose for developing these gloves was to provide an easy-to-use bridge between native speakers of American Sign Language and the rest of the world,” Azodi told UW Today. “The idea initially came out of our shared interest in invention and problem solving. But coupling it with our belief that communication is a fundamental human right, we set out to make it more accessible to a larger audience.” Each of the SignAloud gloves has sensors that record movement and gestures then transmit the info wirelessly to a central computer. The computer then looks at the data, and if it matches a gesture, then the associated word or phrase is spoken through a speaker. “The sign language translation devices already out there are not practical for everyday use. Some use video input, while others have sensors that cover the user’s entire arm or body,” Pryor [said]. “Our gloves are lightweight, compact and worn on the hands, but ergonomic enough to use as an everyday accessory, similar to hearing aids or contact lenses.”
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Brooklyn Andracke is a big fan of her garbage man, who always honks the truck’s horn and waves. Delvar Dopson is essentially her hero. “He is our favorite awesome smiley garbage man,” her mother, Traci Andracke, [said]. Brooklyn’s fascination with Dopson started because his truck would drive by their house, [and she] noticed Dopson driving the massive vehicle. “It became all about him after that,” Andracke said. “It wasn’t the ‘garbage truck’ anymore, but it was the ‘garbage man’ that she wanted to see.” When Brooklyn turned 3, the tot decided she wanted to share part of her big day with him. She patiently waited outside her home until Dopson pulled onto their street. When Andracke motioned for Dopson to stop the garbage truck, Brooklyn presented him with one of her birthday cupcakes. Dopson was “instantly speechless,” Andracke said. “I explained to him that he makes our day every Thursday,” she added. “After he left ... Brooklyn was unusually quiet. I asked her if she was okay, and she said, ‘Mommy, I’m so happy.’” The following week, Dopson returned for his refuse-collecting round and gave Brooklyn a belated birthday present: toys from her favorite movie, “Frozen.” In return, Brooklyn made him a thank you note, which he’s since displayed with pride in his truck. “I’d love for people to remember that a small gesture - a honk, wave, smile - doesn’t take much effort. Just do it,” the mom told HuffPost. “You never know who is on the receiving end of that smile and how it can really brighten their day.”
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A pair of middle school classmates who met decades later on opposite sides of a courtroom reunited once again under happier circumstances. Miami-Dade Judge Mindy Glazer recognized Arthur Booth after he was arrested for burglary charges and appeared before her in bond court last summer. Did you go to Nautilus for middle school? the judge asks, leading her former schoolmate, now 49, to burst into tears. This was the nicest kid in middle school, he was the best kid in middle school. I used to play football with him, all the kids, and look what has happened, she said, according to NBC Miami. Video of the encounter went viral, and Booth spent 10 months in jail before a guilty plea for burglary and grand theft led to his release into a drug treatment program on Tuesday. He hugged his family after coming out of court before embracing Glazer, who was waiting for him and encouraged him to stay on the right side of the law. Shes an inspiration and a motivation to me right now. Mindy is incredible, Booth told CBS Miami. Cause I know where I couldve been, but Im not giving up on life.
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Bay Area shoppers will soon be able to get a new kind of local produce at Whole Foods stores. Affectionately known as ugly produce, the fruits and vegetables are perfectly healthy and safe yet are usually left to rot because they don’t meet typical supermarket cosmetic standards. Bags of the aesthetically challenged produce will arrive at Northern California Whole Foods outposts later this month ... thanks to Emeryville’s Imperfect, one of several new Bay Area companies taking advantage of crops that are usually wasted in California fields. Of the estimated 62.5 million tons of food Americans waste annually, much more is generated in homes, stores and restaurants than farms, but the loss at farms is more suitable for reuse, [and is] responsible for almost 20 percent of American food waste. For some specialty California crops, such as greens, 50 percent is left in the field because it’s not worth harvesting, said Christine Moseley, founder and chief executive officer of Full Harvest, a San Francisco startup that aggregates ugly produce from Salinas Valley growers for Bay Area food and beverage companies. “I found out that there’s this massive problem with food waste, and I saw that as an opportunity,” said Moseley. She has projects in the works with larger national companies and has contracts in place to deliver 1 million pounds of imperfect and surplus produce this year. Since it launched last year, Full Harvest has rescued 15,000 pounds of previously worthless produce.
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A 31-year-old man was handed a job, instead of being handed over to the police, after he was busted stealing food from a Tesco supermarket in Malaysia. The father of three, who asked to remain anonymous, had fallen on hard times. He quit his contract job to take care of his young kids after his wife went into a coma during childbirth, local newspaper The Star reported. The man, who’s also mourning the death of the couple’s baby, had moved with his kids into a relative’s house due to his lack of income. One afternoon, after he and his 2-year-old son went to visit his wife at the hospital, they passed a Tesco. “After walking for more than an hour, we went to the food section and I grabbed the pears, apples and a few bottles of drinks,” he told The Star. The price of the items equalled 27 Malaysian ringgit (about $6.50). The man was caught on his way out. Initially, the store’s general manager, Radzuan Ma’asan, was going to call the authorities. But after an interrogation, he was so moved by the man’s story, he offered him a job instead - and some cash. “The man’s situation really touched our hearts. We visited his relative’s house. It was so empty and poor,” Ma’asan told The Star. Tesco was recently in the news for another charitable act. The supermarket giant announced last week that all its U.K. stores will donate its unsold food to charity.
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You shouldn’t judge a book by its cover, but when it comes to other people, sometimes we do. Ronni Abergel a 42-year-old from Copenhagen, Denmark, is trying to change that with the Human Library, a place where individuals can “check out” people, or “human books,” for a 30-minute conversation. Abergel opened the alternative library in Copenhagen in 2000, and has since brought the idea to 70 countries. Human books vary from people who are blind and deaf, bipolar, homeless and, in the case of a Rochester, New York, event, a white woman who grew up in apartheid-era South Africa. That woman, 41-year-old Deb Duguid-May shared her experiences, saying, “What I became so aware of was how fear was used to control people and how fear was used to bond people. Everything I had been taught by my culture was a lie.” In 1993, [Abergel] and a few friends started a successful youth group called “Stop the Violence” after a mutual friend was stabbed. Thankfully the friend survived, but the incident inspired Abergel to help people start open conversations about their differences. When Stop the Violence was asked to develop an activity for a festival in 2000, the group came up with the idea for The Human Library. Abergel hopes to bring his novel concept to all 50 states soon, telling Today: “I figured that if we could make people sit down with a group attached to a certain stigma they don’t like or even know about for that matter, we could diminish violence.”
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Today, more companies are moving beyond traditional philanthropy to forge important changes in how their businesses support and promote social change. Take Patagonia, which recently ... began encouraging customers to repair their gear rather than contribute to global waste. To help make that happen, Patagonia staff hit the road to offer free repairs on busted zippers, rips, tears, buttons and more - whether the product was made by Patagonia or not - and showed people how to fix their own gear. Another example is Salesforce.com. The San Francisco cloud computing company ... has been offering discounts on its software of as much as 75 percent so that nonprofits can better connect clients, donors and volunteers, and effectively build resources. At Levi Strauss, 4,000 employees completed 230 volunteer projects during their Community Day in June, including collecting nearly 80 pounds of trash from the Kallang River in Singapore, distributing HIV/AIDS education kits in Belgium and installing playground equipment in Kentucky. So what’s in it for the company? First, it creates a prouder, more engaged and more cohesive workforce. External relationships can benefit, too. Looking ahead, volunteerism and strategic engagement will be increasingly relevant. According to research compiled in “The Millennial Impact Report,” a company’s involvement with causes was the third most important factor to Millennials when applying for a job.
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In 2015, Naropa University awarded its first-ever honorary degree. Parker Palmer ... delivered one of the greatest commencement addresses of all time — a beam of shimmering wisdom illuminating the six pillars of a meaningful human existence. In his first piece of advice, Palmer calls for living with wholeheartedness. "What I really mean ... is be passionate, fall madly in love with life. Be passionate about some part of the natural and/or human worlds and take risks on its behalf, no matter how vulnerable they make you." Palmer’s second point of counsel speaks to ... living with opposing truths. Take everything that’s bright and beautiful in you and introduce it to the shadow side of yourself. Wholeness is the goal, but wholeness does not mean perfection, it means embracing brokenness as an integral part of your life. In his third piece of advice, Palmer calls for extending this courtesy to others: As you welcome whatever you find alien within yourself, extend that same welcome to whatever you find alien in the outer world. His fourth piece of advice: Take on big jobs ... like the spread of love, peace, and justice. In his fifth point of counsel, Palmer ... offers: "Since suffering as well as joy comes with being human, I urge you to remember this: Violence is what happens when we don’t know what else to do with our suffering." In his sixth and final piece of wisdom, Palmer quotes ... Saint Benedict: “Daily, keep your death before your eyes.” If you hold a healthy awareness of your own mortality, your eyes will be opened to ... life.
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President Barack Obama announced new measures to smooth the integration of former criminals into society. "We've got to make sure Americans who have paid their debt to society can earn their second chance," Obama said in a speech at Rutgers University in Newark, a city of about 280,000 that has grappled for decades with poverty and high rates of violent crime. Obama said he was banning "the box" that applicants had to check about their criminal histories when applying for certain federal jobs. He praised companies such as Wal-Mart, Target, Koch Industries, and Home Depot for taking similar measures in the private sector. The president noted that Congress was considering similar measures. The new steps unveiled by the White House included up to $8 million in federal education grants over three years for former inmates as well as new guidance on the use of arrest records in determining eligibility for public and federally assisted housing. Obama in July became the first sitting president to visit a federal prison. He has called on Congress to pass legislation to change sentencing laws to help reduce the number of people serving long sentences for non-violent drug crimes. With only 5 percent of the world’s population, the United States accounts for about 25 percent of the world’s prison population, according to the American Civil Liberties Union.
Note: Read another rich article on ABC News where Obama shares vulnerably about his history and concerns with the justice system.
Farmer Phub Zam, 55, is in a hurry. Monsoon rains have hit ... and Zam is rushing to harvest her broccoli. "Of all my vegetables, broccoli is the most sought after," she said. Each kilogram sells for ... 15 to 30 cents more than broccoli imported from neighboring India, because her produce is grown without the use of chemicals. After decades of subsistence farming, Zam went organic four years ago. Now she grows 21 crops on her 1.3-acre farm, [earning] three times more than she made before. Zam’s success is part of Bhutan’s plan to support sustainable farming as one key to build a thriving “green" economy. In 2011, the government launched the National Organic Program, which aims to make the country’s agriculture 100 percent organic by 2020. Zam’s switchover came when a team of officials from the agriculture ministry told her they were offering women farmers in her village free training in organic farming, including composting and selling the compost for a profit. After attending a three-day training course, Zam started her home compost heap. Today, she sells about 60 kilograms of compost - made of grass, leaves, cow dung and sawdust - every two months to tourist resorts and other buyers. Zam also uses the compost at her farm, including in the two greenhouses she bought and installed with an 80 percent subsidy from the government. In June, officials announced that the government had so far provided 176 greenhouses to farmers and planned to install 650 more.
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We are witnessing the end of an era. Coal is fast becoming the telegraph to renewable energy’s Internet. The fossil-fuel divestment movement, which began just three years ago, is having an impact. Institutional investors representing nearly $1 trillion of portfolio value, including Stanford University, the Rockefeller Foundation and the Norwegian Sovereign Wealth Fund, have committed to divest from coal. In California, legislation passed Wednesday that would require several of the state’s largest pension funds to divest from coal as well. Coal’s contribution to global warming has led Pope Francis, Prince Charles and the Dalai Lama to call for a transition to clean energy. While coal remains America’s largest source of electricity generation, over the past six years coal-fired generation has declined from 52 to 34 percent of our electricity portfolio. Renewable energy, which made up just 12 percent of California’s generation in 2008, now provides more than 25 percent of the state’s power. California is on track to reach Gov. Jerry Brown’s goal of 50 percent renewable energy by 2030. As a result of this progress, there are now more Californians working in the solar industry than working for the state’s utilities. The United States now has twice as many solar industry employees as coal miners. Exporting our know-how to the world, which needs to get off coal too, will be our next big business. Now is indeed the time to divest our pension funds from coal, cut the cord from this piece of our past and hasten our transition to a clean energy future.
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Ben Cohen and Jerry Greenfield founded their gourmet ice creamery in 1978 ... to make the world’s best ice cream, to run a financially successful company and to “make the world a better place.” When Unilever, the Anglo-Dutch consumer goods conglomerate, offered to buy the company in 2000 for a rich 25 percent premium ... they worried that Unilever would abandon the progressive aspects of the business. But as a public corporation, Ben & Jerry’s had a fiduciary duty to its shareholders. It agreed to a deal. Very quickly, some of their worst fears were realized. A production plant and a distribution center were shuttered. Sales representatives at headquarters were fired. But today ... Ben & Jerry’s [remains] as mission-driven as ever. The recipe for this amicable partnership was written into the acquisition agreement. Unilever established an “external board” charged with overseeing Ben & Jerry’s culture and social mission [that] does not report to any authority other than itself, nominates its own members, has the right to sue Unilever and will exist in perpetuity. Even with the external board in place, a question remained: How many of Ben & Jerry’s ambitious initiatives could a multinational like Unilever reasonably be expected to support? The answer, it turned out, was most of them. The company now offers its lowest-paid workers more than twice the national minimum wage. It uses only cage-free eggs. And recently, Ben & Jerry’s became a B Corporation, [to certify its] high social and environmental standards.
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Green rooftops will soon be sprouting up across France, thanks to a new law passed in March. New buildings in the country’s commercial zones - think shops, offices, and restaurants - must now have either solar panels or green roofs, meaning a growing medium such as soil and a covering of vegetation. The new rooftop vegetation will provide habitat for birds, absorb airborne pollutants, [retain] rainwater, and reduce the urban heat island effect whereby high concentrations of concrete buildings and asphalt increase air temperature. Green roofs could even improve worker productivity, with a recent study by the University of Melbourne finding that participants who took a 40-second break to look at a green roof were more focused and accurate when they got back to work compared to those who viewed a concrete roof. Similar green-roof bylaws exist in various cities around the world, including Tokyo, Toronto, Copenhagen, and Zurich. In Toronto ... all commercial and large residential buildings built since 2009 have been required to have at least 20 percent green-roof coverage. In Copenhagen and Zurich all new flat roofs, both private and public, must be vegetated. And since 2001, all new buildings in Tokyo larger than about 11,000 square feet are required to have at least 20 percent usable green-roof space. However, France is the first to introduce such legislation country-wide. The new law means that France’s urban and industrial skylines might look more like New York City’s booming rooftop farms and less like a concrete jungle.
Note: Don't miss the inspiring photos of innovative green roofs at the link above. Explore a treasure trove of concise summaries of incredibly inspiring news articles which will inspire you to make a difference.
Leonard Campanello ... posts frequent “Gloucester Police Chief Updates” to the police department’s Facebook page. “Since January of this year, we have responded to dozens of opiate-related overdoses and, unfortunately, the City has seen 4 deaths in this time that are heroin related,” he wrote [on March 6], adding: “4 deaths is 4 too many.” He continued: “If you are a user of opiates or heroin, let us help you. We know you do not want this addiction. We have resources here in the City that can and will make a difference in your life. Do not become a statistic.” The post collected 1,226 “likes” and more page views than there were people in the city. The community, he said, was hungry for different ideas. “The war on drugs is over,” Campanello said in an interview. “And we lost. There is no way we can arrest our way out of this. We’ve been trying that for 50 years. The only thing that has happened is heroin has become cheaper and more people are dying.” He now wanted to turn Gloucester’s police station into an oasis of amnesty in the drug addict’s perilous world. No heroin addict who entered the police seeking help — unless they had outstanding warrants — would face charges or arrest. Even if they toted their drugs and paraphernalia. Instead, they would get help. In another Facebook post in early May, he laid it out. Things then happened fast. The force opened a non-profit called the Police Assisted Addiction and Recovery Initiative. So far, Campanello said, 109 addicts have sought help at the police station.
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GiveDirectly has a straightforward approach to helping the world's poorest people: just give them cash, no strings attached. The New York-based nonprofit has distributed about $1,000 — roughly a year's income — to thousands of ultra-poor households in Kenya and Uganda. Recipients don't need to pay back the money, and they can spend it however they wish. This might seem like a radical idea, but it's not. Cash transfers have quietly become one of the most widely researched and consistently effective anti-poverty strategies in the developing world. Now GiveDirectly's work is receiving a major boost from Facebook co-founder Dustin Moskovitz and his wife Cari Tuna, who on Monday announced a $25 million donation through their foundation Good Ventures. The gift is greater than GiveDirectly's entire 2014 budget. "Governments and donors spend tens of billions of dollars a year on reducing poverty," Tuna said in a statement, "but the people who are meant to benefit from that money rarely get a say in how it’s spent. GiveDirectly is changing that." Moskovitz and Tuna, both in their early 30s, are among the youngest billionaires to pledge the bulk of their fortune to charity. Their goal isn't just to do good, but to do the most good possible. That goal led them to support exhaustive research to determine which organizations working in poor countries are most effective and cost-efficient. That research, in turn, led them to GiveDirectly - the only nonprofit focused exclusively on cash transfers.
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Important Note: Explore our full index to revealing excerpts of key major media news articles on several dozen engaging topics. And don't miss amazing excerpts from 20 of the most revealing news articles ever published.